Loans to purchase cars available to citizens and organizations, ie natural and legal persons. The minimum loan amount depends on the client's solvency. Term of the loan – from 6 months Up to 3 years (but the car can be picked up at once and immediately start using it!) Interest rate for avtokreditnymi money will be greater than 11% per annum (in rubles) and of 10% per annum in foreign currency. With an initial contribution of at least 40% of the value of the purchased vehicle income statement is not required. The period of the loan repayment can be issued a contract of pledge the car creditor bank, or maybe not, but ob vehicle before the end of payments on the loan will be stored in the bank. Avtokreditnymi money can buy, and car insurance (compulsory and and insurance) and its presale: anticorrelation, music and other accessories.
Credit for purchasing a used car can be obtained upon payment of an initial payment of at least 30% of the value of the purchased vehicle. Auto loans up to $ 1 million rubles granted without sureties. Car Loan today most mature (Forgive the author of this word – 'run-in', the massive scheme for obtaining credit). Therefore, the method of presenting the details of getting car loan was not chosen by chance, I would like this to remind reader conciseness and information capacity of the road signs. That everyone should know! (The terms of the auto loan) – Intended purpose: a loan to buy new cars with domestic or foreign production – interest rate: 10% for loans in dollars (for the remainder of the debt!) and 11% for loans in rubles – the fee for the issuance of credit: – $ 200 when you buy domestically produced cars – from 250 dollars when buying foreign cars – a term loan repayment – up to 3 years old – loan amount: 75 thousand to 100 thousand rubles, or from 2500 to 35 thousand dollars – the minimum initial contribution – 20% of the cost of the car; – early loan repayment: amounts not less than 15 thousand rubles, or $ 500 without paying additional fines and commissions over the life of the loan agreement.